Website Terms, Conditions, Privacy, Legal

1. Introduction

Welcome to Negosyante.net (also “negosyante dot net”, “Website,” “we,” “us,” or “our”). These Terms and Conditions govern your use of our Website. By accessing or using our Website, you agree to comply with these terms. If you disagree, please refrain from using our Website.

Negosyante is understood and accepted as the Filipino word for an entrepreneur or one engaged in business, as in a legal company, or business-minded individual, for the purpose of earning a living or profit. This Website is created by a group of Filipinos, and geared primarily to serve Filipinos or the businesses operating in the Philippines. However, the nature of the Internet also gives ways or opportunities beyond that of such primary scope.

2. Intellectual Property Rights

All content (text, images, logos, software) on this Website is our property or licensed to us and protected by copyright and trademark laws. Unauthorized use is prohibited.

The names and images of social media brands are their property; such appearances in this website or communication we use are not declaration of our partnership with them, nor that they endorse us, plus vice versa.

3. User Responsibilities

You agree to:

• Use the Website lawfully.

• Not engage in hacking, spamming, or distributing malware.

• Not violate any applicable laws or third-party rights.

4. Privacy Policy & GDPR Compliance

4.1 Data Collection & Use

We collect personal data (e.g., name, email, IP) in compliance with the General Data Protection Regulation (GDPR) and other privacy laws. Data is used for:

• Providing services.

• Improving user experience.

• Marketing (with consent).

4.2 Legal Basis for Processing

We process data based on:

• Consent (for newsletters, cookies).

• Contractual necessity (for service delivery).

• Legitimate interests (fraud prevention, analytics).

4.3 User Rights Under GDPR

You have the right to:

• Access, correct, or delete your data.

• Restrict or object to processing.

• Data portability.

• Withdraw consent (where applicable).

To exercise these rights, contact us at https://www.linkedin.com/company/negosyante-dot-net/ .

4.4 Data Retention & Security

We retain data only as long as necessary and implement security measures (encryption, access controls) to protect it.

4.5 Cookies & Tracking

We use cookies for functionality, analytics, and ads. You can manage preferences via your browser settings.

4.6 Third-Party Data Sharing

We may share data with:

• Payment processors (Stripe, PayPal).

• Analytics providers (Google Analytics).

• Marketing platforms (i.e. newsletters, email).

All third parties comply with GDPR.

5. Limitation of Liability

We are not liable for:

• Indirect, incidental, or consequential damages.

• Errors or interruptions in Website access.

• Third-party actions.

6. Indemnification

You agree to indemnify us against claims arising from your misuse of the Website or violation of these terms.

7. Governing Law & Dispute Resolution

These terms are governed by the laws of The Republic of the Philippines. Disputes will be resolved in The Republic of the Philippines.

8. Changes to Terms

We may update these terms. Continued use after changes constitutes acceptance.

9. Contact Information

For questions, contact us at https://www.linkedin.com/company/negosyante-dot-net/ .